Personal & Commercial Credit

Personal & Auto Loans

At Metro Bank of America, we offer tailored personal loans, auto financing, and education credit solutions with competitive fixed interest rates and flexible repayment schedules.

Auto Financing

Rates as low as 3.49% APR

Competitive fixed rates for new, pre-owned, and refinanced vehicles.

Terms up to 84 months
Zero prepayment penalties
Rapid digital pre-approval
Refinancing savings options

Home Renovation Loans

Rates as low as 3.99% APR

Transform your property with low-interest unsecured financing.

Loan amounts up to $100,000
Fixed monthly payments
No collateral required
Same-day direct funding

Education & Career Loans

Rates as low as 3.15% APR

Invest in your future with flexible student credit lines.

Flexible deferment options
No origination or hidden fees
Low fixed & variable APR
Co-signer release eligible

Loan Payment Estimator

Requested Amount ($)

Estimated APR (%)

Loan Duration

$462.70

Estimated Monthly Payment

Simple 3-Step Application

Submit Digital Application

Complete our secure 3-minute online credit application.

Instant Verification

Our automated system reviews and approves your eligibility in real time.

Direct Deposit

Funds are wired straight into your Metro Bank checking account.