Securing your dream home with Metro Bank of America is fast, transparent, and hassle-free. We offer competitive fixed-rate mortgages, FHA loans, and jumbo financing.
Mortgage & Home Financing Options
Conventional Home Loans
Traditional fixed and adjustable-rate mortgages with competitive rates.
Down payments as low as 3%
Fixed 15 & 30 year terms
No PMI with 20% down payment
Digital pre-approval in 24 hours
FHA Government-Backed Loans
Ideal options for first-time buyers seeking lower down payments.
Down payments starting at 3.5%
Flexible credit criteria
Lower initial closing costs
Government backed security
VA Military Home Loans
Exclusive benefits for active duty military, veterans, and military families.
0% down payment required
Zero private mortgage insurance (PMI)
Highly competitive interest rates
No prepayment penalty
Jumbo Luxury Mortgages
High-limit financing tailored for luxury estate acquisitions.